Attention homeowners in Scottsdale and Maricopa County: Get an Appraisal today!![]() Here are the top seven reasons AZ homeowners order from Phoenix Valuations, LLC:
Own a house in or near Scottsdale, AZ and need help determining the price of it?
At Phoenix Valuations, LLC, we understand the individual needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Phoenix Valuations, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Phoenix Valuations, LLC is experts in helping consumers just like you do away with unwanted and unneeded PMI insurance. Challenging property tax assessmentsLets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An appraisal report from Phoenix Valuations, LLC is your number one weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your property is in a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Phoenix Valuations, LLC can help you reinstate your home equity line of credit with efficient appraisal. Do You Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you would like to have an expert double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home. |